FAQ

Contact the police immediately and make a report. Make sure that you provide the police with complete information, including how the collision occurred and a description of any pain or other symptoms that you might be experiencing. If possible, you or a loved one should write down the contact information for any witnesses at the scene and photograph the positions of the vehicles after impact, the vehicle damage, and the location of any skid marks or debris.

If you were injured, you are entitled to seek immediate medical attention. Connecticut hospitals will provide you medical treatment, regardless of whether you have health insurance.

YOU SHOULD ADVISE EACH PHYSICIAN THAT EVALUATES YOU THAT YOU HAVE BEEN INVOLVED IN A MOTOR VEHICLE COLLISION AND YOU SHOULD EXPLAIN YOUR SYMPTOMS TO EACH PHYSICIAN IN DETAIL.

Your continued health is the most important aspect of your recovery after an injury. Physicians and healthcare providers will be able to more accurately assess the nature and extent of your injuries and reach an accurate diagnosis if the doctor fully understands your symptoms and how your injury occurred. You may find it helpful to write down a list of your symptoms and what triggers those symptoms before your medical appointment because it may be difficult for you to remember complete details when speaking with your doctor. For the same reason, you may want to write down any questions or concerns to ensure that they are discussed with your doctor.

Many locations today have security camera systems in place. It is important that the appropriate steps be taken quickly to make sure that any video footage capturing the defective condition or your fall is properly preserved.

As soon as possible, you or a loved one should take  photographs of the area where you fell. If possible, do this before you leave the area. Accumulations of water or ice may be mopped or removed after your fall is reported. Similarly, after becoming aware that you were injured, the property owner might remove or repair broken steps, rails, or other issues before anyone has had a chance to investigate the incident. If the fall occurred at a business that is open to the public, you or a loved one should notify an employee of the incident so that the incident is properly documented.

If you were injured, you are entitled to seek immediate medical attention. Connecticut hospitals will provide you medical treatment, regardless of whether you have insurance.

YOU SHOULD ADVISE EACH PHYSICIAN THAT EVALUATES YOU THAT YOU HAVE FALLEN AND YOU SHOULD EXPLAIN YOUR SYMPTOMS TO EACH PHYSICIAN IN DETAIL.

Your continued health is the most important aspect of your recovery after an injury. Physicians and healthcare providers will be able to more accurately assess the nature and extent of your injuries and reach an accurate diagnosis if the doctor fully understands your symptoms and how your injury occurred. You may find it helpful to write down a list of your symptoms and what triggers those symptoms before your medical appointment because it may be difficult for you to remember complete details when speaking with your doctor. For the same reason, you may want to write down any questions or concerns to ensure that they are discussed with your doctor.

There is common misconception that the insurance company for the at-fault party is responsible for paying your medical bills as the treatment occurs. Unfortunately, this is not how it works. The at-fault party’s insurance company is not obligated to pay for your medical expenses until you agree to a final settlement, a trial results in an award of such damages, or your claim or case is otherwise resolved. The Carrano Law Firm will help you navigate the processing of your medical bills while we compile your claim for your medical bills against the at-fault party.

If you have been injured by the negligence or recklessness of another, an insurance company or an investigator hired by the insurance company will likely try to contact you or members of you family. We advise our clients not to speak with any such individuals, even by phone, unless we are present. These conversations are often recorded and transcribed. To the extent any of the questions that you are asked may be confusing or were misunderstood, the inaccurate responses will certainly be used against you.

The process of getting your vehicle repaired or replaced varies based on the insurance companies involved and the circumstances of the collision. Ideally, the at-fault party’s insurance company will set up a rental car for you while your vehicle is being repaired, and will pay for your vehicle repairs. Unfortunately, however, sometimes the at-fault driver’s insurance company will not agree to pay for your vehicle damage or a rental car because they are further investigating the circumstances of the collision and have not made their own determination as to who caused the collision. This can be frustrating, especially when you believe the accident is clearly the fault of the other driver. While the insurance company’s opinion is not binding on you in a legal action against the at-fault driver, the insurance company’s investigation into and/or determination on fault does impact the process.

If you have “collision coverage” on your insurance policy, which is insurance that covers damage to your vehicle regardless of who is at fault, you have the option of processing your vehicle damage claim through your insurance coverage. There is often a deductible associated with making a claim under your collision coverage. If the at-fault driver’s insurance company is delaying your claim because they have failed to take responsibility in a timely manner, or the at-fault person does not have insurance coverage, you may choose to utilize your own collision coverage to repair or replace your vehicle. Should you choose this option, your insurance company will often seek reimbursement from the at-fault driver for the damages that they pay. When that occurs, the insurance company providing the collision coverage benefits to you will usually also seek to recover your deductible on your behalf. The loss of your deductible, if not already recovered, will be part of your claim pursued by The Carrano Law Firm.