A motor vehicle collision can change your life in a matter of seconds. One minute you are driving to work, picking up your children, or heading home. The next, you may be dealing with an injury, a damaged vehicle, medical appointments, missed time from work, and calls from insurance companies.
At The Carrano Law Firm, we know that having to deal with the repercussions of a motor vehicle collision can get very confusing very fast. We serve those who have been hurt in an auto accident in Cheshire and all of Connecticut. We help our clients understand the next steps after a motor vehicle collision and handle the claims filing process for our clients, so they can focus on what truly matters—their health and their family.
Not Every Injury Shows Up Right Away
After an accident, it is easy to focus on the damage to your vehicle. After all, you need your vehicle to do just about anything these days. You may also feel lucky that your injuries did not seem to rise to the level of serious life-altering injuries. However, if you are hurt, getting proper medical care is important for your health. It also creates a record of your injuries. Pain and other symptoms may become more noticeable after the initial shock of the collision has passed, and it is important to have your symptoms documented early.
Keep track of your medical appointments, bills, prescriptions, and any time you miss from work. These records may become important as your claim moves forward.
Be Careful When Speaking With Insurance Companies
After a motor vehicle accident, you may receive calls from the at-fault party’s insurance company or your own insurance company. The person calling may sound friendly and may simply say they need some information about what happened.
Remember that an insurance company is handling a claim for their insured, or their own interests, and is likely not looking out for your best interests. Even if you are speaking with your own insurance company, questions from the insurance company can often be confusing or poorly phrased. These calls are often recorded, and your responses to their questions about how the collision occurred or your injuries may become part of the claim file or evidence in your case. The Carrano Law Firm will handle all communications from the insurance companies on your behalf and will provide the insurance companies with the information they need and/or are entitled to.
If you have questions about your rights or how to handle an insurance claim, speaking with a personal injury attorney will help you understand your rights and your options.
What Happens When the Other Driver Does Not Have Enough Insurance?
This is a concern that many people do not think about until an accident happens.
Connecticut requires drivers to carry uninsured and underinsured motorist coverage. This type of coverage provides protection to you when the person who caused the accident has no insurance or does not have enough insurance to cover the injuries they have caused. Uninsured and underinsured motorist claims can be confusing. The amount of coverage available will depend on the insurance policies involved.
Motor Vehicle Cases Can Take Many Forms
When people hear the words car accident, they often picture two cars colliding. Motor vehicle injury cases can involve much more than that.
At The Carrano Law Firm, we handle claims involving car accidents, motorcycle accidents, truck and tractor-trailer accidents, pedestrian accidents, drunk driving accidents, hit and run accidents, rear end accidents, intersection collisions, and uninsured and underinsured motorist claims, as well as many other types of claims.
Every case is unique. A rear-end collision on the county roads of Cheshire will bring up different questions than a motorbike collision or a truck collision. This is why it is vital to examine the circumstances under which the accident occurred, the type of injuries suffered, and the insurance coverage.
The Financial Impact Can Be Serious
An accident does not only cause physical pain. Medical bills can start adding up. You may be unable to work for days, weeks, or longer. You may need additional treatment, physical therapy, or follow up care.
Connecticut’s Insurance Department explains that bodily injury claims may include medical expenses, lost wages, pain, and suffering. CT.gov
These losses can place a great deal of pressure on an injured person and their family. A personal injury claim is not simply about a damaged vehicle and medical expenses. The full effect of an injury should be considered.
You Do Not Have to Handle the Process Alone
At The Carrano Law Firm, our primary focus is helping injured people and their families.
We work with our clients through the claim process, investigate what happened, gather information and evidence about the accident and your injuries and losses, review available insurance coverage, communicate with the insurance companies on your behalf, and aggressively pursue compensation for all of your losses and damages.
Most people do not deal with personal injury claims every day. We do.
Should you or any loved one be involved in a motor vehicle accident in Cheshire or anywhere else in the state of Connecticut, please reach out to The Carrano Law Firm, LLC to find out how we can help.
This article is for general informational purposes and is not legal advice. Every case depends on its individual facts and circumstances.